Your Questions Answered About Auto Insurance in Lancaster, PA

by | May 26, 2017 | Insurance

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You probably have some questions about obtaining coverage for your car in Pennsylvania. In order to obtain a clearer picture about the protection, the following information is designed to answer general inquiries about this type of policy.

Is There a Grace Period for Premium Payments in Pennsylvania?

Auto insurance in Lancaster, PA and in the remainder of the state can be canceled if a policyholder does not remit his or her payment on time. The state does not allow a grace period for this type of payment.

What Happens If I Receive a Non-Renew Notice on My Insurance Coverage?

If you happen to receive a non-renew notice for your auto insurance coverage, contact your insurer for the specific reasons. If you disagree with the explanation given by the company, you need to dispute the matter with the state’s Insurance Department. The correspondence should be sent and received within 30 days of the date of a notice’s delivery.

What Does it Mean If I See a Surcharge on My Insurance Bill?

A surcharge on an auto insurance bill represents an added cost that is related to any auto accidents, license suspensions, or moving violations.

How Can I Lower the Premium Cost?

You can save more money on your auto insurance by selecting a limited tort option and increasing the deductible for your collision and comprehensive protection. You can also drop collision and comprehensive insurance on an older-model car that is paid off.

In addition, you may consider reducing or getting rid of your uninsured and underinsured motorist coverages. It does not hurt to inquire about the special discounts offered by an insurer either.

Where Do I Obtain Further Information?

You can find out more information about obtaining insurance for your car when you browse our website. Never go without any type of coverage. Doing so can mean the suspension of your license or suspension of your vehicle’s registration.

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